Professional indemnity - guidance for employers

Lady in MRI

15 / 9 / 2016 Midnight

Under the Health Care and Associated Professions (Indemnity Arrangements) Order 2014, all healthcare professionals are legally required to confirm that they have relevant indemnity insurance. This is to cover the different aspects of their practise in order for them to register, or remain on a register, with a professional regulatory body in the UK.  

We would strongly recommend that NHS organisations provide information to all healthcare professionals that are contracted, either directly employed or contracted through an agency or third party supplier. Organisations should explain what indemnity arrangements are offered and the scope of that cover. This will enable individuals to make an informed decision about whether or not they need to seek their own professional indemnity insurance.  

What questions might staff ask?

We have created a Q&A document in partnership with health unions and professional regulatory bodies to help employers field some of the basic questions that may be asked by staff about indemnity arrangements. 

Please note that NHS Employers cannot respond to individual queries from staff about the scope of local indemnity arrangements as this will be determined by any agreed terms of employment. 

Healthcare professionals may seek further information about indemnity cover from their:

  •  employing organisation's human resources or personnel department
  •  professional regulatory body.

Where healthcare professionals have taken out a separate indemnity policy, they should contact their insurance company to ensure they continue to have the correct level of cover for the type of services they are or will be providing.

Further detailed guidance can be found in the NHS Litigation Authority, NHS Indemnity document. 

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