Independent review of state pension age published

piggy bank with pension written on it

The final report, following an independent review of the state pension age, has been published today. 

moothing the transition by John Cridland CBE, makes recommendations to the Secretary of State for Work and Pensions on future state pension arrangements. 

The report recommends the timetable for increasing state pension age to 68 and reports on the wider factors that need to be taken into account when setting state pension age such as:

  • affordability in the long term
  • fairness to current and future generations of pensioners
  • consistency with supporting fuller working lives.

We have highlighted some of the key areas of the report below:

  • State pension age increases: The report recommends that state pension age should rise to age 68 over a two-year period starting in 2037 and ending in 2039. It also recommends that state pension age should not increase more than one year in any ten-year period, assuming that there are no exceptional changes to the data.
  • Mid-life MOT: Many respondents to the review consultation agreed that ‘burnout’ was an issue in occupations including teaching, manual occupations and healthcare. The report recommends that people should be able to access a mid-life MOT, facilitated by employers and  the government using online support and through the National Careers Service. This will encourage people to take stock, and make choices about work, health and retirement.
  • Public sector pensions: The introduction of the 2015 NHS Pension Scheme linked normal pension age to state pension age. The report recognises the concerns about the impact of increases in public sector pension schemes. The report highlights that HM Treasury announced in the Public Service Pensions Act 2013 that it will review the link between state pension age and public sector pension schemes, after the government has completed each state pension age review.
  • Contribution of older workers as trainers: The report recommends that the government and employers make more use of older workers as apprenticeship mentors and trainers, passing on skills from one generation to the next. 

You can access the full report on the website. 

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