The NHS Pension Scheme is entirely separate from the state pension. Eligible staff will receive state pension benefits in addition to their income from the NHS Pension Scheme and any other workplace pension schemes.
The state pension changed significantly to a single tier system from 6 April 2016. Staff can claim the new state pension if they are:
- male and born on or after 6 April 1951
- female and born on or after 6 April 1953
Staff who reached State Pension Age (SPA) before 6 April 2016 will receive their state pension benefits in line with the previous state pension system.
More information about the state pension is available on the gov.uk website.
State pension age
State pension age is the earliest age at which an individual can begin to receive their state pension benefits; it is also dependent on gender and date of birth. Staff can check their state pension age using a tool on the gov.uk website.
The government reviews the state pension age regularly and it may change in future.
State pension age can be different to normal pension age, which is the earliest age at which an individual can take their benefits from a workplace pension scheme or personal pension.
Normal pension age is equal to state pension age for members of the 2015 NHS Pension Scheme. For members of the 1995/2008 NHS Pension Scheme, normal pension age is not linked to state pension age.
More information about normal pension age in the NHS Pension Scheme can be found on the NHS Pensions website.